For instance, if you requested a replacement card because your original was lost or expired, you might find that the new card carries over the activation status of the original account. Phone Activation: Use the automated system by calling the number on the back of your card to verify your identity.
Identity Verification Chase Activation Process
Chase may charge annual fees or other maintenance fees depending on the specific card product, meaning you could incur charges for a card you never intended to use. Activating your card is a crucial part of the account opening process that signals your intent to use the credit line.
What Happens if You Don't Activate? While you technically cannot complete a standard purchase transaction with an inactive card, the account status and potential fees do not wait for your convenience. Responsible activation and use of the card will begin building your credit history right away.
Identity Verification Chase Activation Process
From a credit scoring perspective, the card is not considered "active" and does not contribute to your credit history until this step is completed. You can typically activate your card through the Chase Mobile app, the Chase website, or by using the automated phone system.
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