Always review the terms specific to your cardmember agreement to understand any variations. Additionally, some business cards or co-branded cards issued for employee expenses may have different administrative activation procedures handled by the employer.
Why Chase Requires Card Activation Explained
Checking this status online or via app saves you the embarrassment of a declined purchase at the point of sale. Responsible activation and use of the card will begin building your credit history right away.
Chase may charge annual fees or other maintenance fees depending on the specific card product, meaning you could incur charges for a card you never intended to use. For instance, if you requested a replacement card because your original was lost or expired, you might find that the new card carries over the activation status of the original account.
Why Chase Requires Card Activation and What Happens if You Don't Activate Yours
Chase may charge annual fees or other maintenance fees depending on the specific card product, meaning you could incur charges for a card you never intended to use. What Happens if You Don't Activate? While you technically cannot complete a standard purchase transaction with an inactive card, the account status and potential fees do not wait for your convenience.
More About Do i need to activate chase credit card
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