Confirm the change and save your updates. This method is ideal for those who prefer self-service and want to avoid hold times.
How to Change Due Date for Your Bank of America Card
Select the option to "Change Due Date" or "Update Billing Date. Due Date Scenario Impact on Cash Flow Impact on Credit Utilization Early in the month Requires immediate allocation of funds from paycheck Higher if large purchases occur before the statement closes Later in the month Allows funds to accumulate, reducing budget strain Lower, as balance has time to reduce before reporting How to Change the Date Online Bank of America provides a user-friendly digital interface that allows you to manage your account preferences without calling customer service.
Step-by-Step Guide Log in to your Online Banking or mobile app account. The Impact on Credit Utilization Your credit score is heavily influenced by your credit utilization ratio, which is the amount of credit you are using compared to your total available credit.
How to Change Due Date for Your Bank of America Card
Bank of America offers robust phone support for account management. Bank of America typically assigns due dates based on account opening dates rather than customer income patterns.
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