This option provides a personal touch and is particularly useful if you encounter any errors during the online process. Select the option to "Change Due Date" or "Update Billing Date.
Change Credit Card Due Date Bank of America Online
This misalignment can result in a significant portion of your paycheck going toward immediate bill payments rather than discretionary spending. If your due date falls shortly after a large, necessary purchase, your statement balance might be high, negatively impacting your score.
Navigate to the "Credit Cards" section and select the card you wish to update. Changing the date allows you to time the billing cycle so that large payments post after the statement closes, lowering your reported balance and, consequently, your utilization rate.
Change Credit Card Due Date Bank of America Online
What to Have Ready. The process is typically straightforward and takes only a few minutes.
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