If you maintain the required balance, the account offers standard features such as online bill pay, mobile deposit capture, and access to a vast ATM network. Total Checking® Account Features The Chase Total Checking® account is the foundational offering for most customers.
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This structure is ideal for customers who can consistently manage their balance and want a straightforward account without complex perks. Rewards and Additional Perks.
For customers seeking more value, the Chase Premier® Checking account positions itself as a high-tier product. However, the account usually requires a minimum daily balance to avoid a monthly service fee.
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However, they are often waivable. Customers can usually avoid these fees by setting up direct deposit, maintaining a specific minimum balance, or linking the account to other Chase financial products, such as a credit card or savings account.
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