As one of the largest financial institutions in the United States, Chase offers a wide variety of checking products, from basic accounts to premium rewards programs. If you maintain the required balance, the account offers standard features such as online bill pay, mobile deposit capture, and access to a vast ATM network.
Chase Basic Checking Review: Is It the Right Account for You?
Account Type Monthly Fee Ways to Waive Total Checking® $12 Maintain $300 minimum balance Set up qualifying direct deposit Premier® Checking $25 Maintain $5,000 minimum balance Link to Chase investing or credit card Digital and Branch Accessibility The quality of the mobile app and online banking platform is a major determinant of whether a checking account is "good" in the modern era. Customers can usually avoid these fees by setting up direct deposit, maintaining a specific minimum balance, or linking the account to other Chase financial products, such as a credit card or savings account.
Reviewing these waivers is key to avoiding unnecessary charges. This account often comes with a higher interest rate compared to the standard option, helping your cash work harder for you.
Chase Basic Checking Review: Fees, Features, and How to Waive Them
With thousands of branches and ATMs nationwide, customers who value in-person assistance or immediate cash deposits find the convenience hard to match. However, they are often waivable.
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