Average Age of Accounts Chase cards often come with a long history, and the age of your accounts contributes to your creditworthiness. Your score relies on several factors, and closing an account can disrupt two of the most critical ones: credit utilization and length of credit history.
Maximize Your Chase Card Closure Rewards Transfer Before Closing Your Account
Closing an older card can shorten the average age of your credit history, which lenders use to gauge your experience managing credit. Credit utilization measures the percentage of your available credit you are currently using.
Contacting Chase Customer Service To officially close the card, you must contact Chase directly. " Action Reason Redeem rewards To avoid losing unused value Pay off balance To prevent interest and collection issues.
Maximize Your Chase Card Closure Rewards Transfer Before Closing
Calling the number on the back of your card connects you to a representative who can verify your identity and process the request on the spot. Transfer rewards to partners if direct redemption is not available.
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