Use gift cards or statement credits to maximize the value before closure. Closing a Chase credit card involves more than simply cutting up the plastic and filing the account away.
How to Delete Your Chase Credit Card Account
Log into your account online or via the Chase app to review your balance and redeem every eligible reward to ensure you do not leave money on the table. Average Age of Accounts Chase cards often come with a long history, and the age of your accounts contributes to your creditworthiness.
Contacting Chase Customer Service To officially close the card, you must contact Chase directly. Understanding the Impact on Your Credit Before you initiate the closure, it is essential to understand how shutting down a card affects your credit profile.
How to Delete Your Chase Credit Card Account Safely
You should then check your credit report after a few weeks to verify that the account status is marked as "Closed" and not "Open" or "Settled. Credit utilization measures the percentage of your available credit you are currently using.
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