While the human touch remains a core value, members now enjoy the convenience of 24/7 account access, remote check deposit, and instant transaction notifications, effectively merging the best of both worlds. By joining, members purchase a nominal share of the cooperative, granting them both ownership rights and a vote in electing the board of directors.
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The focus is always on the financial well-being of the membership rather than the bottom line of distant investors. These organizations operate as member-owned cooperatives, prioritizing local economic development and personalized service over shareholder profit maximization.
Reinvestment of profits directly back into the local Virginia Beach economy. For Virginia Beach residents, eligibility is usually straightforward, covering those who live, work, or worship within the designated coastal cities.
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Lower interest rates on personal loans, auto loans, and mortgages. Enhanced customer service with staff who know members by name.
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