Protection Against Theft and Vandalism Turo insurance also extends to protect against non-collision events such as theft and vandalism. It is important to note that this coverage is secondary to any applicable auto insurance the renter might hold, meaning it fills in where personal policies leave off.
Turo Insurance Coverage State Rules
Collision Damage Waiver and Loss Damage Waiver Beyond liability, Turo provides a Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW), which is the financial backstop for the rental vehicle itself. When you rent out your car on Turo, understanding what Turo insurance covers becomes the foundation of your peace of mind.
How Turo Insurance Protects Owners and Guests Turo insurance is structured to safeguard both the vehicle owner and the renter, ensuring that financial liability does not fall unfairly on either party in the event of an accident. This mutual protection framework is designed to foster trust in the peer-to-peer rental market.
How Turo Insurance Coverage Adheres to State Rules
For owners, this means their personal auto policy is typically not the first line of defense, reducing potential conflicts with their primary insurer. The core protection kicks in when a renter is involved in a collision or causes damage to the vehicle, activating coverage for repairs and medical expenses.
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