Liability Protection Included by Default The baseline coverage included with every Turo reservation is primarily liability protection, which addresses bodily injury and property damage caused to third parties. How Turo Insurance Protects Owners and Guests Turo insurance is structured to safeguard both the vehicle owner and the renter, ensuring that financial liability does not fall unfairly on either party in the event of an accident.
Turo Insurance Coverage Details Explained
This coverage handles the cost of repairing or replacing the car if it is damaged in an accident, regardless of who is at fault. For guests, knowing that malicious damage is covered encourages a sense of responsibility and care while driving the vehicle.
The core protection kicks in when a renter is involved in a collision or causes damage to the vehicle, activating coverage for repairs and medical expenses. It is important to note that this coverage is secondary to any applicable auto insurance the renter might hold, meaning it fills in where personal policies leave off.
Turo Insurance Coverage Details Explained
Collision Damage Waiver and Loss Damage Waiver Beyond liability, Turo provides a Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW), which is the financial backstop for the rental vehicle itself. Protection Against Theft and Vandalism Turo insurance also extends to protect against non-collision events such as theft and vandalism.
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