Even if a merchant attempts to charge your card number, the transaction will decline because the card is inactive in PayPal's system. Their specialized security team can review your account activity, reverse fraudulent transactions, and guide you through the process of securing your identity.
How to Turn Off PayPal Card Lock
Navigate to the "Wallet" section, where your balances and payment methods are displayed. You do not need to call a customer service line or wait for a chat window to open.
Select the "Manage" or "More" option, where you will find the "Lock" or "Unlock" toggle. Confirm the action, and you will receive a notification confirming the card status has changed.
Turn Off PayPal Card Lock
However, it is important to note that this lock typically only applies to the digital card used for online payments. Additionally, if you notice suspicious activity in your transaction history, placing a lock on the card stops the bleeding while you investigate the source of the fraud.
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