Failing to respond can result in the automatic freezing of your funds. After obtaining a judgment, they can request a writ of garnishment from the court.
How to Stop Bank Account Garnishment in Texas: The Process
Responding to a Garnishment Notice If you receive a bank garnishment notice, it is vital to act quickly and deliberately. This order is then served to your bank, known as the garnishee, which is legally required to freeze a portion of your account funds.
Consumer debts and credit card bills. Court-ordered fines and restitution.
How to Stop Bank Account Garnishment in Texas Process
The bank will hold these funds for a specific period, usually 10 days, before forwarding them to the creditor to satisfy the debt. An objection can be filed if the debt is already paid, if the garnishment exceeds legal limits, or if the funds in the account are exempt.
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