You are also responsible for paying your standard policy deductible before the rental coverage kicks in. Loss of Use typically covers the actual rental fees and related expenses necessary to replace your vehicle while it is being repaired.
State Farm Routine Maintenance Rental Car Exclusion Explained
Because a rental car is a substitute for your own vehicle, your policy may include Loss of Use coverage under these comprehensive provisions. Coverage Limits and Deductibles State Farm, like most insurers, places specific limits on rental car benefits.
A rental car is considered your own property, not that of others, so liability coverage typically does not extend to providing a replacement vehicle for your personal convenience. Your policy will have a defined daily maximum amount it will pay for a rental car, often ranging from $30 to $60 per day.
State Farm Routine Maintenance Rental Car Exclusion Explained
Most companies will require you to present a valid claim check or authorization number before they will release a vehicle to you without a credit card hold. Furthermore, there is usually a maximum total payout for the entire loss of use period.
More About Does my state farm policy cover rental cars
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