However, you can also meet this requirement by working 25 hours per week if you are a specific type of volunteer, like a Peace Corps volunteer. Full-Time Employment and Qualifying Payments Defining "full-time" can vary by employer, but the PSLF program generally requires you to work 30 hours per week to qualify.
PSLF FAQ Employer Eligibility List
Tracking Progress and What Happens Next. This PSLF FAQ guide cuts through the confusion, delivering clear, actionable answers to the most pressing questions borrowers have.
Always ensure you select the "PSLF" option when applying for consolidation to preserve your progress. While consolidation resets your payment count, you can still count previous qualifying payments made under other repayment plans toward the 120 required payments.
PSLF FAQ Employer Eligibility List
Another major pitfall is failing to consolidate older loans, such as FFEL or Perkins loans, into a Direct Loan to make them eligible. Furthermore, your student loan payments must be made under an eligible repayment plan and be considered "on time.
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