Generally, Klarna requires a verified funding source that allows temporary holds or direct charges, which not all prepaid products support. This security measure prevents orders from failing due to insufficient funds during the capture phase.
Understanding Klarna's Prepaid Card Acceptance Rules and Policies
How Funding Sources Impact Your Purchase Klarna performs a soft credit check or verification depending on the selected payment option. When you select a funding source, the system checks if the card allows for authorization holds.
Always review the terms provided by your card issuer to confirm that online merchant payments are permitted. Some financial institutions block transactions for certain online categories or third-party services.
Klarna Prepaid Card Acceptance Policy and Funding Requirements
Furthermore, some prepaid cards are explicitly labeled as "gift cards," which typically lack the authorization necessary for Klarna transactions. If your transaction fails, the first step is to verify the card balance and ensure it exceeds the order total.
More About Does klarna accept prepaid cards
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