These fees are similar to traditional banking but are triggered by the PayPal balance specifically. Bank transfers are free, but moving money from PayPal back to a bank account via Instant Transfer costs 1%.
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Because it is a stored-value product, specific actions trigger costs that do not apply to a standard checking account debit card. Avoid ATM usage unless absolutely necessary, and always opt for bank transfers over instant transfers to preserve cash.
These transfer fees are where the card can become expensive if not managed carefully. Exceeding the monthly withdrawal limit for your account type can result in an Overdraft Fee.
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If you make a purchase in a currency different from the one linked to your account, PayPal applies a currency conversion fee of 3. Standard transfers are free but take longer to clear.
More About Does paypal debit card have fees
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