Federal Pell Grant This grant is awarded based on financial need and the cost of attendance, and it does not have to be repaid. The priority deadline for submitting the FAFSA and scholarship applications is typically in the early spring for the upcoming academic year.
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Unsubsidized loans are available regardless of financial need, but interest accrues from the time the funds are disbursed. By understanding your total financial need, you can make informed decisions about borrowing and identify gaps that need additional scholarship support.
Even students without work-study eligibility can find value in part-time employment both on and off-campus, which can provide valuable professional experience while covering personal expenses. Pacific University’s financial aid office can help you determine which programs you qualify for and how they integrate into your overall budget.
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Investing time in these opportunities can significantly reduce the overall cost of your education. Direct Subsidized and Unsubsidized Loans Subsidized loans are need-based, with the government paying interest while you are in school.
More About Pacific university financial aid
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