The final figure, $20,000, covers property damage liability for another vehicle or infrastructure like a fence or pole you damage in an at-fault incident. It allows you to combine the UM limits of each vehicle.
Minimum Car Insurance Illinois Online: Understanding Your Options
Navigating the minimum car insurance requirements in Illinois can feel overwhelming for drivers new to the state or those looking to save money. This shorthand notation details the maximum payout for bodily injury per person, bodily injury per accident, and property damage, respectively.
The Importance of Uninsured Motorist Coverage While liability coverage is mandatory, Illinois law also strongly emphasizes the necessity of protecting yourself against uninsured drivers. The Illinois Secretary of State has a zero-tolerance policy for uninsured driving, and the repercussions are designed to be costly and inconvenient.
Minimum Car Insurance Illinois Online: Get Quotes and Save
The Land of Lincoln has specific financial responsibility laws that mandate how much coverage you must carry to legally operate a vehicle. Breakdown of the 25/50/20 Policy The numbers 25/50/20 represent thousands of dollars in coverage limits.
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