Select the option to link a card and input your debit card details. 5–4% above the mid-market rate offered by services like XE or Google.
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Choose the specific balance amount you wish to move. Security and Best Practices.
Currency Conversion Considerations If your PayPal balance holds a currency different from your debit card's native currency, the conversion process introduces financial implications. Unlike a bank transfer, which often utilizes account and routing numbers, a debit card transaction relies on the card number, expiration date, and security code.
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Transfer Type Processing Time Typical Fee Standard Transfer 1-3 Business Days No Fee (Often) Instant Transfer Minutes 1% of Amount (Min/Max apply) Cross-Currency Transfer Varies Exchange Rate Margin (~4%) Account Limits and Verification PayPal imposes strict transfer limits that vary based on account status. To maximize the potential for large withdrawals, users must complete the full verification process, which includes providing government-identity documents and proof of address.
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