Considering a change from a business PayPal account to a personal one is common for entrepreneurs and freelancers who find their operational needs shifting. A Personal account, however, is structured for peer-to-peer transfers and receiving gifts or reimbursements.
How to Convert Your PayPal Business Account to a Personal One
Verify Confirm your identity and link a bank account or card to the new profile. Sign Up Create a new PayPal account and select "Personal" during registration.
You can do this using the same email address associated with your Business account, effectively transferring your identity without transferring the business history. A Business account is designed to handle sales tax, detailed transaction reporting for revenue, and integration with invoicing tools, which requires a specific verification status with PayPal.
How to Change Your PayPal Business Account to a Personal One
When to Keep the Business Account In some scenarios, converting may not be the best path. The higher fees associated with Business accounts are the cost of doing commerce at scale.
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