Section What to Verify Personal Information Name, Address, Date of Birth Account History Balance, Payment Status, Account Age Public Records Bankruptcies, Liens, Judgments Inquiries Hard Pulls vs. Gather necessary identification, such as your Social Security number.
Free Credit Report Identity Theft Signs: Recognizing Fraud Early
Choose your preferred delivery method, usually via secure mail or digital download. The official report, however, contains the raw data lenders use, making it the definitive source for reviewing your financial reputation.
Spreading these requests out across the year provides you with quarterly snapshots of your credit landscape. Look for any signs of accounts you do not recognize, which could indicate identity theft.
Recognizing Identity Theft Signs on Your Free Credit Report
Gather necessary identification, such as your Social Security number. You should carefully examine the identifying information section to ensure your name and address are correct.
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