Many premium credit cards offer primary collision damage waiver (CDW) benefits, which can act as a substitute for the rental company’s collision insurance. Checking Your Policy Details Not all personal policies are created equal, and some high-risk drivers or specific plan types may have restrictions.
Leveraging Credit Card Benefits and Understanding Liability for Enterprise Rentals
In areas where minimum liability limits are low, the financial risk of being sued for medical bills or vehicle damage is significant. If you have medical payments coverage or rental reimbursement benefits, these often do not extend to rental cars.
Enterprise’s liability coverage protects you if you cause an accident that results in injury or property damage to others. Liability Coverage: The Non-Negotiable Aspect While you might consider skipping collision or comprehensive coverage, liability protection is a different matter.
How Credit Card CDW and Liability Coverage Apply to Enterprise Rentals
Even if your personal policy covers you, the limits might be inadequate for a lawsuit, making the rental company’s supplemental liability insurance a vital safeguard. Relying solely on your personal policy or a credit card benefit can leave you vulnerable to significant out-of-pocket expenses if the limits are insufficient to cover the claims.
More About Do you need insurance to rent a car from enterprise
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