PayPal's user agreement generally discourages using personal accounts for commercial activities without a Business account, which further complicates the use case for individuals attempting to monetize personal credit lines through the platform. Once linked, the user can choose this card at checkout during a payment or when sending money.
Credit Card Fee Free Transfer PayPal: Save on Charges
Credit Card Cash Advances: A Risky Alternative Some users explore the option of using PayPal to obtain a cash advance via their credit card. While this structure is standard for business payments, it is notably expensive for personal transfers.
Sending money to friends or family using a credit card also falls under this high fee bracket, making it a costly option for casual transactions. The transaction is authorized immediately, but the settlement time depends on the merchant's processing schedule rather than a direct transfer between financial entities.
Credit Card Fee Free Transfer PayPal: Save on Cash Advances and Personal Transfers
9% plus a fixed fee (usually $0. Funding Source Fee for Sending Money Availability Bank Account Free 1-3 business days Debit Card Free Instant transfer available Credit Card 2.
More About Transfer money from credit card to paypal
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