Supplemental and Specialty Plans Beyond core medical coverage, Cigna provides supplemental products such as accident, critical illness, and hospital indemnity insurance. Dental and vision plans are also available as standalone products or add-ons, ensuring comprehensive protection against unexpected expenses.
Maximizing Savings with a Cigna High Deductible Plan
HMO and EPO Structures HMO plans typically require members to choose a primary care physician (PCP) who coordinates all care. Preferred Provider Organization Flexibility For individuals who value flexibility, Cigna PPO plans provide the widest range of options.
These plans usually include medical, dental, and vision, alongside wellness programs. Plan Type Network Flexibility Referral Required Best For Cigna HMO Limited to Network Yes Cost-conscious members Cigna EPO Network Only No Specialist access without referrals Cigna PPO Nationwide Options No Flexibility and choice Medicare and Medicaid Solutions Cigna plays a significant role in government-funded programs, offering Medicare Advantage plans that bundle Part A, B, and often Part D coverage.
Save Money with Cigna High Deductible Plan Options
Employer-Sponsored and Individual Coverage Many individuals encounter Cigna through their workplace, where group plans often provide richer benefits at lower costs due to employer contributions. Individual market plans purchased directly through Cigna or the Health Insurance Marketplace mirror these categories but are tailored for self-funded needs.
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