Strategic Use of ATMs. To prevent your card from being temporarily blocked, it is highly recommended that you inform Chase of your travel dates and destinations before you depart.
Chase Debit Prepaid Travel Alternative: A Smart Way to Avoid Fees
Chase typically charges a 3% foreign transaction fee on every purchase made outside the US or its territories. If you travel to Europe, Asia, or South America, you might find that an unattended kiosk or a small restaurant requires a PIN rather than a signature.
Traveling internationally with a Chase debit card is entirely possible, and for most cardholders, it is a convenient way to access funds without the hassle of currency exchange counters. The merchant’s bank requests authorization from Chase, verifying that your account is active and has sufficient funds.
Consider the Chase Debit Prepaid Travel Alternative
If you have not set up a PIN for your debit card, you may need to contact Chase to establish one before your trip to avoid declines at the register. To avoid surprises, it is best to review your specific cardholder agreement or call Chase to confirm the exact percentages and flat rates associated with your account.
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