The exact amount can vary based on your account type, relationship with the bank, and any active promotions, so the numbers below represent a common baseline rather than a fixed rule for every customer. This fee applies when you initiate the transfer through online banking, a mobile app, or by visiting a branch.
Bofa Standard Domestic Wire Fee and What to Expect
Breakdown of Common Charges In addition to the standard outgoing fee, Bank of America may apply separate currency conversion spreads and intermediary bank fees, especially when the payment travels through multiple financial institutions. The exchange rate used is also a critical factor, since a less favorable rate effectively increases the total cost of the transfer.
Wire Transfer Fees at a Glance Bank of America applies different fees depending on whether the wire is sent domestically or sent internationally, and whether the transfer is incoming or outgoing. Timing, Speed, and Final Cost.
Bofa Standard Domestic Wire Fee and What to Expect
Clients with premium accounts, significant balances, or bundled services may qualify for reduced or waived wire transfer fees. These costs can significantly affect the final amount the beneficiary receives.
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