The optical character recognition (OCR) technology found in modern ATMs is designed for reading deposit slips and sometimes encoding deposit tickets, not for the complex authentication required for cashing a check. While checking the ATM for cash back options, be aware that some transactions may be subject to hold periods or daily limits.
Bofa Mta Check Service Guide: Understanding Cashing Options at ATMs
If you visit a branch, fees may apply depending on the type of account you hold. Checking Your Specific Machine To determine if a particular ATM offers check cashing, you must inspect the machine's interface.
While the bank provides robust digital tools for depositing checks remotely, the primary function of a standard ATM is not to process cash transactions for checks. However, if the interface only allows for balance inquiries, cash withdrawal, or standard check deposit without a cash option, you will need to visit a teller.
Bofa Mta Check Service Guide: Cashing Checks at ATMs
Exceptions and Specialized Equipment Although the standard walk-up ATM does not offer this service, there are specific circumstances where a Bank of America customer might cash a check at an ATM. The Standard ATM Functionality Bank of America ATMs are engineered for speed and security when handling cash, but they are generally not equipped with the hardware necessary to read and validate physical checks.
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