If your scheduled payment date falls on a weekend or holiday, Klarna usually processes it on the next business day, which is the most common reason a payment might be "one day" off. After the payment goes through, you should check your account status; it should update to "paid" or "on track.
Avoid Restriction After One Day
Second, and often more significantly, the missed payment is reported to the credit reference agencies that Klarna partners with. This shift can have two primary consequences that affect your relationship with the service.
First, you may incur a late payment fee, which is calculated based on your specific agreement and the duration of the delay. Potential restriction on using Klarna for future purchases until resolved.
Avoid Restriction After One Day
For its popular Pay in 30 days option, there is typically no interest charged if you miss the due date, but a late payment fee may apply. However, for Pay in 4 installments, the schedule is much tighter.
More About Missed klarna payment by one day
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