Spending Category Cash Back Rate Annual Limit Restaurants & Dining 4% Unlimited U. Cardholders earn 4% cash back at restaurants and on up to $25,000 per year in purchases from U.
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This immediate application of earnings means that the value is realized in the very next billing cycle, providing a tangible financial benefit that is easy to track and appreciate. Supermarkets 4% $25,000 All Other Purchases 1% Unlimited Beyond the Basics: Additional Cash Back Opportunities While the primary categories drive the most significant returns, the card also features supplementary cash back offers that enhance its overall value.
These include periodic 5% cash back bonuses at specific retailers, such as U. Leveraging the 4% dining benefit requires more than just eating out; it includes takeout, delivery, and even food purchases from grocery stores intended for immediate consumption.
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Similarly, the 4% supermarket bonus applies to a wide array of stores, but it is crucial to stay informed about any annual caps or specific retailer eligibility to avoid missing out on the top earnings tier. supermarkets (on select cards).
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