Special Rules for Divorced Spouses Many individuals are surprised to learn that eligibility for SSA spousal benefits extends to certain divorced individuals. However, filing before your spouse reaches their full retirement age results in a permanent reduction of your benefit.
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You have several options for submitting your application. However, the core advantage of spousal benefits is that you can choose to receive up to 50% of your spouse’s full retirement amount if that sum is higher than what you would get based on your own earnings record.
If your marriage lasted at least 10 years and you are unmarried, you may qualify for benefits based on your ex-spouse’s work record. You will need to gather specific documentation to verify your identity, marital status, and your spouse’s work information.
Apply Online SSA Spousal Benefits Now
You must weigh the immediate income needs against the long-term financial impact of claiming early. The relationship must have lasted at least one year, and you must be currently married or legally separated.
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