If approved, the physical card is manufactured and dispatched to the registered address within 7 to 10 working days. New users should explore welcome benefits, such as reward points on specific categories or fuel surcharge waivers, to get immediate value.
Apply ICICI Credit Card Digitally: Instant Approval and Disbursement Steps
This stage may include a soft credit inquiry and, in some cases, a tele-verification call to confirm employment details. Applicants are usually informed of the decision via SMS or email within a few business days.
Setting a secure Personal Identification Number (PIN) is mandatory for ATM transactions and bill payments. Cardholders can activate their ICICI credit card through multiple channels, including the official IVR system, the mobile banking application, or the bank’s website.
Complete Your ICICI Credit Card Application Digitally
Step-by-Step Application Process The application journey begins on the official ICICI Bank website or through its dedicated mobile application. Uploading scanned copies of the supporting documents completes the digital submission, allowing the bank’s verification algorithms to work efficiently.
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