This is the only site authorized by the federal government to provide your free reports. To dispute an item, you should provide clear documentation and a written explanation of the error.
Annual Free Credit Report Protect Identity Theft
You are entitled to this report regardless of your credit score, and accessing it does not impact your score in any way. Knowing the difference helps you understand what information you are legally entitled to and what might cost you extra.
The Difference Between a Report and a Score It is important to distinguish between a credit report and a credit score. The credit bureau is required by law to investigate your claim, usually within 30 days, and correct any mistakes.
Annual Free Credit Report Protect Identity Theft
Why You Are Entitled to a Free Report The Fair Credit Reporting Act (FCRA) mandates that each of the nationwide credit reporting agencies provide you with a free copy of your report once every 12 months. Treat your credit report as a living document that requires regular attention to protect your financial future.
More About Your annual free credit report
Looking at Your annual free credit report from another angle can help expand the discussion and give readers a second clear paragraph under the same section.
More perspective on Your annual free credit report can make the topic easier to follow by connecting earlier points with a few simple takeaways.
