Rolling over a maturing CD into a new term that offers a significantly higher rate. Customers should monitor official announcements and communications from the bank to identify when such opportunities arise.
Ally Bank Raise Your Rate CD Account: How to Secure a Higher APY on Your Maturing CD
75% APY 24-Month CD 4. Qualifying for a loyalty or relationship bonus based on your total deposits with Ally.
Many customers hold existing CDs with the institution and wonder about the possibility of securing a better return without disrupting their current savings strategy. Participation in limited-time promotional campaigns that apply to existing customers.
Ally Bank Raise Your Rate CD Account: How to Secure a Higher APY on Your Maturing CD
These time deposits typically come with a fixed interest rate for the duration of the term, whether it is 6 months, 12 months, or longer. While they cannot retroactively change the rate on a completed term, they can clarify eligibility for ongoing promotions that might benefit your portfolio.
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