ATM and Transaction Fees One of the key value propositions of the Advantage Plus account is the extensive ATM network access. A thorough review of your monthly banking activity is the most reliable method to assess if this premium service aligns with your financial objectives.
How to Get Advantage Plus Account Fee Exemption
Non-sufficient funds (NSF) fees still apply if transactions are attempted without adequate funds, and these are typically $35 per occurrence. Understanding the Advantage Plus Monthly Fee The primary cost associated with the Bank of America Advantage Plus Banking is the monthly maintenance fee, which is currently set at $25.
Conversely, those with irregular income or low balances might find the monthly fee burdensome without the strategic use of the direct deposit waiver. By setting up a recurring qualifying direct deposit of at least $25 per month, the monthly fee is completely waived.
How to Qualify for the Advantage Plus Account Fee Exemption
This includes savings, checking, and certain brokerage holdings, meaning the requirement is not isolated to the Advantage Plus account itself but reflects the overall relationship a customer maintains with the bank. Customers who frequently travel, send international wires, or maintain high balances will likely find the account cost-effective.
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